For all your financial requirements contact James Rudd Mortgage Services today on
Tel. 01484 900682 -----Mob. 07983 445804-----Email. mortgages@jamesrudd.co.uk
 
 





Buying a house is one of the most important purchases you will make. At James Rudd Mortgage Services Ltd we know that buying a home for the first time can be an intimidating process with many questions needing answered...

How much can I borrow? What will the repayments be? What fees do I need to pay? What if I don't have a deposit?
Our advisors will talk you through the financial aspects of the buying process and provide you with advice from the whole mortgage market to find you the best mortgage
suited to your circumstances.


Deposit
Currently mortgage lenders will lend up to 95% of the value or purchase price, whichever is the lower. This means that you will be required to put 5% deposit down and the more deposit you can produce the better deal lenders will offer.

Don't worry if you can't produce this size of deposit, James Rudd Mortgage Services Ltd can look at alternative ways of getting you on the property ladder which include:

Shared Equity
Shared Ownership

How much can I borrow?
The majority of mortgage lenders will calculate how much they will lend based on affordability where they analyse your monthly income and expenditure. James Rudd Mortgage Services Ltd can obtain an accurate borrowing figure based on your circumstances.

Solicitor
Buying your first property is probably the first time many clients have ever needed a solicitor. Our advisors can provide you with a solicitor who offers very competitive legal fees when you arrange your mortgage with James Rudd Mortgage Services Ltd .



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Your home may be repossessed if you do not keep up repayments on a mortgage. Think carefully before securing other debts against your home.

James Rudd Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd,  which is authorised and regulated by the Financial Conduct Authority

Registered Office : 30 Sorbus Way, Lepton, Huddersfield, HD8 0EY

Registered Company Number : 10416982. Registered in England & Wales

There may be a fee for mortgage advice, the exact amount depends on your circumstances. This will be typically £399